Yes, We Really Do Need Health Insurance

With all the news about the health care debate many people are wondering just how necessary medical insurance really is. The truth is, there are hundreds of thousands of Americans that are currently uninsured. Whether or not you agree with the Health Care Reform Act currently being debated by our government, it is easy to understand why medical insurance is vital for every American.

Americans that are covered by some form of health insurance are simply healthier. They have access to doctors, vaccinations and simple wellness checks that ensure their bodies are functioning properly. Americans who make regular visits to their doctors tend to address medical issues promptly, eat a more healthy diet and get more exercise. Problems such as high cholesterol or high blood pressure are addressed in a timely manner making them less dangerous to the patients who suffer from them.

Contrast those people with Americans who are uninsured. Simple colds can quickly become life threatening infections. A car accident can literally bankrupt an entire family and babies born without prenatal care are less likely to be born healthy. Even worse, many of these uninsured Americans have no choice but to turn to the government for their health care needs.

While the answer may not be government sponsored health care it is clear that something must be done to ensure all Americans have access to medical care. Perhaps the answer lies not in government sponsored medical insurance but in legislation designed to make health care more affordable. Until such time that no American dies from a cold and no American child is born sick because of lack of prenatal care the issue of medical insurance for Americans will remain important.